Tuesday, February 28, 2012

JAWIB Industry Expert Toukata Suyoto - Savings For Now And The Future

Are we saving enough for our future, or are we saving enough for now?  Many Americans aren’t saving enough.  We are saving less than 5 percent compared to Japan’s personal savings rate at 15 percent.  We need to increase our savings in the US to at least be a national standard that we can retire comfortably.  Our Gen X and Gen Y are learning a hard lesson from their parents.  A quarter of respondents from the ‘Gen Y’ generations –born between 1977 and 1989 said they were funding both their 401k or 403b plans and their IRA’s.  And 23 percent of ‘Gen Xers’ born between 1965 and 1977 said they were funding both.  The good news is that many working American, especially those who are young are taking advantage of savings for retirement in a tax free environment through options like an IRA despite a tough economy.  But funding these accounts on a regular basis is the key-even if it’s a small amount. Every year that you don’t fund your IRA is lost opportunity for tax regrowth.  In these difficult economic times more and more Americans are finding that they are not prepared for retirement.  Now is the time and I think Americans are ready for it.  People are growing weary of a plastic life, paid for by plastic cards on revolving accounts that never get paid off.  People are also growing leery of foreigners taking greater control of our resources-even to the financing (at a handsome profit) of our national debts.  As a nation, we should make a commitment to do all the right things to put our country on  a sound track financially (which public opinion polls show we all want), and to embrace as an individuals a strategy of personal savings and investment, no matter how small.

Finally with tax season upon us-it is not too late to take advantage of opening an IRA accounts, please consult your tax advisor to which type of an IRA best fit you and your retirement goals.  Please visit any Zion’s Bank branches to open your future for a better retirement life. 

 For more information for your future savings and budgeting please visit www.zionsbank.com/learning-center.  Zion’s Bank has team up with David Ramsey’s Financial Peace University to manage your money, to eliminate debt, and to build wealth.  It takes just 91 days for Zions Bank to teach you how to be debt free.

Thursday, February 23, 2012

Curling Isn't Just About Your Hair Anymore!

The Jordan Area Women In Business & Utah Olympic Oval invite you to LEARN TO CURL (on ice). All proceeds will be given to the JAWIB Girls Educational Scholarship Fund.
When: March 14, 2012   
Time: 11:00a - 1:00p
Location: Utah Olympic Oval
5662 South Cougar Lane
 Kearns, UT
- $25.00 per person, lunch included

- Table Sponsorships Available: $25.00 per table
Bring your own centerpiece and marketing materials, 
lunch not included in sponsor table cost.

- Team Sponsorships Available: $50.00 per team
Supply one team with 8 pieces of a logoed item for team (shirt, hat, etc.), 
lunch not included

* Check in at 11:00 am & game begins at 11:30 am
* Lunch served by Zupa's
* Teams will be determined just before game begins
* Prizes to the best and worst score
* Raffles (if you wish to donate, please contact Rudi Chamu

We look forward to seeing you there!
To Your Success 
Tina Fermin - JAWIB Social Media Chair
Tweet JAWIB - JordanAreaWIB
Like our Facebook - JordanAreaWIB

Wednesday, February 1, 2012

Valentine's Ideas from A Perfect Arrangement

Our February article is by Darla Anderson of  A Perfect Arrangement 

Ahhh!  Love is in the air.  It’s that time of year again when warm thoughts turn to our significant others.  What can you get him?  . . .  The way to a man’s heart is through his stomach - so maybe a bucket of junk food or a more elegant chocolate, cookies, and nuts basket. . . or a unique balloon bouquet to embarrass him at work?   We also have video roses!  Send a rose with a special “speaking roses” code.  When he places the rose with a special emblem in front of his webcam, a video of you and your message will play on the screen!!  We can also imprint a rose with a message like “I love you!” or “Happy Valentine’s Day.”

Will this be the year that all those hints for flowers come to fruition??  How can you make your roses last the longest?  There are many tricks you’ve heard like aspirin or pennies or Sprite.  Basically, flowers need food (sugar) and bacteria prevention.  The floral food packets the florists give out are the surest way to get the correct measurements of each.  Recut the stems at an angle and change the water every two-three days to prevent the stems from clogging.   Flowers like temperatures between 32 and 40 degrees, so keep them in the coolest  part of your home avoiding sunny windows or  heaters.   If the rose heads droop, you can lay them in a tub of warm water (recut) overnight and they will perk up again.  

To the rose growers, Valentine’s is their “Black Friday”, so they increase the price.  Don’t blame the poor florists who are just trying to maintain consistent profit margins.  We can build a design for any budget that looks pretty even if roses aren’t included.  We would be happy to answer any questions; call us at 801-233-8776 and visit our website aperfectarrangement.com